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  1. Private
  2. Insurances
  3. Accident insurance

Get both peace of mind and good cover against accidents with our private accident insurance. You might also consider extending the accident insurance to cover illness.

  • Optimum cover

    The accident insurance covers you if you are injured whilst riding a motorcycle or moped or taking part in dangerous sports.

  • Dental injury

    The accident insurance covers dental injury as a result of an accident.

  • Counselling

    The accident insurance offers you emergency counselling if you are directly involved in an accident.

An accident insurance covers you against accidents. Do you want your insurance to also cover you against illness? Then choose our Adult or Adult Super insurances instead of the basic accident insurance.

The Adult and Adult Super insurances cover you if you suffer permanent injury as a result of an accident or illness. Cover includes dental injury and financial first aid in the event of certain diagnoses.

Adult accident insurance Adult Super Adult Accident
Permanent injury as a result of an accident

Compensates you if you suffer a permanent injury of at least 5% following an accident.

Double compensation in the event of an accident

Gives you double compensation if you suffer an injury of at least 30% following an accident.

If you are insured for DKK 1m in the event of permanent injury and you suffer a 30% injury you will receive DKK 600,000 compensation (2 x DKK 300,000).

Dental injury as a result of an accident

Covers dental injury as a result of an accident.

Treatment costs in the event of an accident

Covers expenses for reasonable and necessary physical treatment (chiropractor and physiotherapist) when you have suffered an injury as a result of an accident.

Transport costs from the accident site

Covers your necessary transportation within Denmark from the accident site to the nearest treatment facility following involvement in an accident.

Death as a result of an accident

Compensates you in the event of death as a result of an accident.

Counselling

Covers counselling if you are directly involved in a robbery, assault, traffic accident, drowning or other life-threatening accident.

The accident insurance also covers counselling if someone close to you dies or if someone close to you is diagnosed with a life-threatening disease.

Sports injuries – incl. dangerous sports

Compensates you if you suffer a permanent injury of at least 5% following an accident whilst taking part in a dangerous sport, e.g. go-carting or diving.

Riding motorcycles and mopeds and flying private planes

Covers if you have an accident while riding a motorcycle, EU moped or scooter or flying a private plane.

Permanent injury as a result of certain illnesses

Compensates you if you suffer a permanent injury of at least 5% as a result of a covered illness.

Double compensation in the event of certain illnesses

Gives you double compensation if you suffer a permanent injury of at least 30% as a result of a covered illness.

If you are insured for DKK 1m in the event of permanent injury and you suffer a permanent injury of 30% you will receive DKK 600,000 compensation (2 x DKK 300,000).

Financial first aid

Gives you immediate compensation in the form of a lump sum of DKK 100,000 in the event of certain diagnoses.

Reduced capacity for work as a result of an accident or certain illnesses

Covers you if you experience a permanent reduction in your capacity for work of at least 50% as a result of a covered accident or illness.

Permanent reduction in your capacity for work means that the condition is not expected to improve.

Child accident insurance Child super Child Accident
Permanent injury as a result of an accident

Compensates you if you suffer a permanent injury of at least 5% following an accident.

Double compensation in the event of an accident

Gives you double compensation if you suffer an injury of at least 30% following an accident.

If you are insured for DKK 1m in the event of permanent injury and you suffer a 30% injury you will receive DKK 600,000 compensation (2 x DKK 300,000).

Dental injury as a result of an accident

Covers dental injury as a result of an accident.

Treatment costs in the event of an accident

Covers expenses for reasonable and necessary physical treatment (chiropractor and physiotherapist) when you have suffered an injury as a result of an accident.

Transport costs from the accident site

Covers your necessary transportation within Denmark from the accident site to the nearest treatment facility following involvement in an accident.

Death as a result of an accident

Compensates you in the event of death as a result of an accident.

Counselling

Covers counselling if you are directly involved in a robbery, assault, traffic accident, drowning or other life-threatening accident.

The accident insurance also covers counselling if someone close to you dies or if someone close to you is diagnosed with a life-threatening disease.

Sports injuries – incl. dangerous sports

Compensates you if you suffer a permanent injury of at least 5% following an accident whilst taking part in a dangerous sport, e.g. go-carting or diving.

Riding motorcycles and mopeds and flying private planes

Covers if you have an accident while riding a motorcycle, EU moped or scooter or flying a private plane.

Permanent injury as a result of certain illnesses

Compensates you if you suffer a permanent injury of at least 5% as a result of a covered illness.

Double compensation in the event of certain illnesses

Gives you double compensation if you suffer a permanent injury of at least 30% as a result of a covered illness.

If you are insured for DKK 1m in the event of permanent injury and you suffer a permanent injury of 30% you will receive DKK 600,000 compensation (2 x DKK 300,000).

Financial first aid

Gives you immediate compensation in the form of a lump sum of DKK 100,000 in the event of certain diagnoses.

Hospitalisation compensation

Covers daily compensation of DKK 300 for the policyholders' (often parents') additional expenses associated with the insured child's hospitalisation. The hospitalisation must last for at least 8 consecutive days.

Death as a result of illness

Compensates you in the event of death as a result of an illness.

Reduced capacity for work as a result of an accident or certain illnesses

Covers you if you experience a permanent reduction in your capacity for work of at least 50% as a result of a covered accident or illness.

Permanent reduction in your capacity for work means that the condition is not expected to improve.

Additional cover

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  1. Private
  2. Insurances
  3. Accident insurance