ADULT INSURANCE

Calculate your price in our webshop (in Danish only)


We make automatic decisions regarding your online purchase and make outreach phone calls to guarantee the quality. Læs mere i vores Read more in our Handling of personal data (Links are in Danish)

  1. Private
  2. Insurances
  3. Adult insurance

If you wish to be covered for both illness and accident, this often requires two separate insurance policies. If offers Adult Insurance with both accident insurance and illness insurance in one policy.


  • Optimum cover

    The accident insurance covers you if you are injured whilst riding a motorcycle or moped or taking part in dangerous sports.

  • Counselling

    The accident insurance offers you emergency counselling if you are directly involved in an accident.

  • Dental injury

    The accident insurance covers dental injury as a result of an accident.

Adult accident insurance Adult Super Adult Accident
Permanent injury as a result of an accident

Compensates you if you suffer a permanent injury of at least 5% following an accident.

Double compensation in the event of an accident

Gives you double compensation if you suffer an injury of at least 30% following an accident.

If you are insured for DKK 1m in the event of permanent injury and you suffer a 30% injury you will receive DKK 600,000 compensation (2 x DKK 300,000).

Dental injury as a result of an accident

Covers dental injury as a result of an accident.

Treatment costs in the event of an accident

Covers expenses for reasonable and necessary physical treatment (chiropractor and physiotherapist) when you have suffered an injury as a result of an accident.

Transport costs from the accident site

Covers your necessary transportation within Denmark from the accident site to the nearest treatment facility following involvement in an accident.

Death as a result of an accident

Compensates you in the event of death as a result of an accident.

Counselling

Covers counselling if you are directly involved in a robbery, assault, traffic accident, drowning or other life-threatening accident.

The accident insurance also covers counselling if someone close to you dies or if someone close to you is diagnosed with a life-threatening disease.

Sports injuries – incl. dangerous sports

Compensates you if you suffer a permanent injury of at least 5% following an accident whilst taking part in a dangerous sport, e.g. go-carting or diving.

Riding motorcycles and mopeds and flying private planes

Covers if you have an accident while riding a motorcycle, EU moped or scooter or flying a private plane.

Permanent injury as a result of certain illnesses

Compensates you if you suffer a permanent injury of at least 5% as a result of a covered illness.

Double compensation in the event of certain illnesses

Gives you double compensation if you suffer a permanent injury of at least 30% as a result of a covered illness.

If you are insured for DKK 1m in the event of permanent injury and you suffer a permanent injury of 30% you will receive DKK 600,000 compensation (2 x DKK 300,000).

Financial first aid

Gives you immediate compensation in the form of a lump sum of DKK 100,000 in the event of certain diagnoses.

Reduced capacity for work as a result of an accident or certain illnesses

Covers you if you experience a permanent reduction in your capacity for work of at least 50% as a result of a covered accident or illness.

Permanent reduction in your capacity for work means that the condition is not expected to improve.

If, besides accident and illness insurance, you wish to take out reduced earning capacity insurance, you may prefer to choose our Adult Insurance Super. This adult insurance will cover you if your earning capacity is reduced by 50% or more as a consequence of an accident or a qualifying illness.

REDUCE THE COST OF YOUR INSURANCE WITH OUR REWARD PROGRAMME

When your car, your household contents or your house are insured with us, you will automatically be part of the If reward programme, which includes a 10% discount on all insurance, in addition to DKK 100 added to special savings on your deductible for each claims-free year.

If you combine your car and household contents or house insurance with us, you will get a 15% discount on all insurance, in addition to savings on your deductible of DKK 200 – and if you also insure yourself, your partner or child with us, the savings on your deductible will increase to DKK 500, and you will have access to our insurance service.


GATHER YOUR INSURANCES

Get up to 15% discount
  1. Private
  2. Insurances
  3. Adult insurance