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Our Life Insurance gives you and your family peace of mind in your everyday life, while safeguarding your future finances in a simple and inexpensive way.
The payment of Life Insurance to next-of-kin is tax-free.
The insurance is paid out irrespective of whether the death is due to accident or illness.
You choose the amount to be paid out – and to whom.
When you buy Life Insurance from us, you are thinking ahead and protecting your family financially in the event of your death.
You can take out Life Insurance for either yourself or a close relative, such as your partner.
When you take out Life Insurance for yourself, any compensation is paid to your next of kin, or to one or several persons that you have actively designated as beneficiary(ies).
When you take out Life Insurance for someone other than yourself, e.g. your partner, you will be using what is called Cross-Life Insurance. Your partner must complete a health declaration before the Cross-Life Insurance can take effect.
With Cross-Life Insurance, as the policyholder you are guaranteed payment of the fixed insurance sum if the insured person dies, without being required to pay estate tax on the compensation.
You can take out Life Insurance with us for as long as you are aged 18-49, and the Life Insurance will apply right until you reach the age of 75.
The fixed insurance sum will be paid if the insured person dies during the insurance period.
The insurance sum may be fixed in the range of DKK 500,000-2,500,000.
Life insurance of persons other than the policyholder
Cross-Life Insurance protects a person other than the policyholder.
The fixed insurance sum is paid out to the owner of the insurance if the insured person dies during the insurance period.