Adult insurance

With an Adult insurance from If, you are covered for both illness and accidents.

Why you should choose If

Advantages of choosing an adult insurance from us

  • Full security when you choose an adult insurance that covers both illness and accidents
  • The accident insurance provides psychological crisis support if you are directly involved in an accident
  • With the Immediate compensation add-on, you'll receive a one-time payment if you, for instance, fall and break your arm
  • As the largest insurance company in the Nordics, If ensures your security as a customer

If you bundle your insurances with us, you can save up to 15 % on all your insurances.

Contact us to hear more
The safest choice

Get financial security if your ability to work is reduced due to an accident or illness

If, in addition to accident and illness insurance, you also want coverage for reduced work capacity, you should choose our Adult Super insurance.

This ensures coverage if your earning capacity is reduced by 50 % or more as a result of an accident or a covered illness.

Read more about how our adult insurances cover in the coverage table below or calculate your price online.

Calculate price (in Danish)
Man with adult insurance stands in his bike shop

See the coverage on our adult insurances

Our adult insurances provide coverage in case of both accidents and illness making them the most secure choice. 

Adult insurance coverages Adult Super Adult Accident
Included Included Included
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Optional add-on Adult Super Adult Accident
Included Included Included

Coverages

Coverages

Secure your everyday life with an adult insurance

With an adult insurance from us, you get a beneficial combination of accident and illness insurance, ensuring you for permanent disabilities - whether caused by an accident or specific illnesses.

When you have an adult insurance, you are well covered 24/7 both at work and in your free time. 

Who can get adult insurance?

The price of your adult insurance depends on your occupation, and the insurance can only be purchased when you are between 16 and 49 years old. The adult insurance terminates when you turn 55.

Where does adult insurance provide coverage?

The adult insurance provides coverage everywhere in Denmark and the Nordic countries, including the Faroe Islands and Greenland, without time limitation, as well as during trips of up to 12 months in the rest of the world.

Additionally, our adult insurance covers:

  • Permanent disabilities resulting from accidents and certain diseases
    The adult insurance covers you for permanent disabilities resulting from an accident or one of several defined diseases. You choose the amount for this coverage yourself.

  • Double compensation for accident or illness
    You receive double compensation for serious injuries that result in a disability rating of 30 % or more. This double compensation applies to both accident and illness injuries.

  • Financial first aid
    If you are affected by certain serious illnesses, such as cancer, or if you need to undergo open-heart surgery, the adult insurance pays out 100.000 DKK after the diagnosis or treatment.

Expand your adult insurance with the Immediate compensation add-on

If you want an even more comprehensive adult insurance, you can choose to expand the insurance with the Immediate compensation add-on coverage.

If you experience an accident that results in a covered physical injury, you will receive financial assistance in the form of an immediate payout of 1 % of your adult insurance coverage amount.

For example, if your coverage amount is 1 million DKK, you will receive 10.000 DKK.

The Immediate compensation does not affect any potential additional payout in any way - you will still receive it if you have a disability rating of at least 5 %.

Terms and conditions, purchase terms and product info

Let us help you

Life is constantly evolving

Perhaps your family is expanding, or your children are soon heading off to start their own journey. You might be moving to a new home or welcoming a new pet into your life.

Whatever the change, we're here to help you find the right insurance tailored to your needs and lifestyle.

Don’t hesitate to reach out to us at +45 70 12 12 12, or schedule an online meeting at your convenience.

Book meeting (in Danish)
Woman looking at adult insurances on her tablet

Bundle your insurances with us

If you bundle your insurances with us you can save up to 15 % on all your insurances. Call us to hear more.