Travel insurance

Get assistance during your trip if you lose your luggage, become ill, or need transportation back home after an injury.

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A good travel partner

Advantages of choosing a travel insurance from us

Get help 24/7

With If's Travelcare you get help around the clock if you get Ill and need to go to the hospital.

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Compensation trip due to illness

If you become acutely ill or are hospitalized for more than half of the planned duration of your holiday trip, you can get a new holiday trip with Travel Plus.

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Covers for 60 days

With Travel Super, the entire household is always covered for the first 60 days of the trip.

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If you bundle your insurances with us, you can save up to 15 % on all your insurances.

An important supplement to the blue EU Health Insurance Card

A travel insurance is an important supplement to the blue EU Health Insurance Card when traveling in Europe. If you travel outside of Europe, you are only covered by your private travel insurance.

See the different travel insurance options and coverages in the table below.

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See the coverage on our travel insurances

Travel Super incl. cancellation	Travel Plus incl. cancellation	Travel
Included	Included	Included	The travel insurance covers reasonable and necessary expenses for things like treatment at a hospital or by an authorized doctor if you become acutely ill or get injured during your vacation abroad.
Included	Included	Included	The travel insurance covers reasonable and necessary expenses for transportation, for example, if you become acutely ill or injured and need to be transported by ambulance to a medical facility or back to Denmark.
Included	Included	Included	The travel insurance covers up to 3 persons summoned from Denmark if you have become acutely seriously ill.
Included	Included	Included	The travel insurance covers extra expenses for food, accommodation, etc. for up to 3 sick companions if they stay with you because you have become acutely seriously ill, suffered a serious injury, or passed away.
Included	Included	Included	If you are assaulted during your vacation and sustain injuries, the travel insurance will provide compensation equivalent to the amount the perpetrator would be liable for under Danish law, up to 300,000 Danish kroner. The travel insurance also covers if you require crisis assistance at the holiday destination after incidents such as robbery, assault, accident, or a natural disaster.
Included	Included	Included	The travel insurance covers your extra expenses for evacuation and/or involuntary stay if a Danish public authority recommends evacuation during your trip. The travel insurance also covers if the local authorities recommend evacuation from the location where you are staying or if they involuntarily detain you.
Included	Included	Included	The travel insurance covers if you, as a private individual, incur legal liability for damage to furnishings and/or building components in a rented holiday home.
Included	Included	Included	The travel insurance covers your expenses for a lawyer, for example in connection with a private dispute that ends up in court or if the local authorities make a claim against you.
Included	Included	Included	The travel insurance covers expenses for search and rescue of you within a radius of 50 km from the last place you were seen.
Included	Included	Not included	The travel insurance covers if you are unable to travel because you are hospitalized due to acute illness or accident, or in the event of your death. In addition, the travel insurance covers expenses equivalent to the daily cost of the trip for each of the persons who cancel the trip and are covered by your travel insurance. Please note! The cancellation insurance takes effect 14 days after your travel insurance comes into effect. If your travel insurance (including cancellation) has been taken over from another company, cancellation comes into effect together with the travel insurance.
Included	Included	Not included	The travel insurance compensates for ruined vacation days (the daily cost of the trip), for example, if you are hospitalized or transported home, thus having less than half of your vacation remaining. You are also covered if you become ill, without being hospitalized, and a doctor prescribes bed rest.
Included	Included	Not included	The travel insurance entitles you to a new vacation if you become acutely ill or injured and are hospitalized for more than half of the vacation. Or if you become acutely ill and a doctor prescribes bed rest for more than half of the vacation. You are also covered if, in the first half of the vacation, you are transported home or return home due to a recall without returning to the vacation destination.
Included	Included	Not included	The travel insurance covers the extra expenses you have for transportation to Denmark if, for example, you are called home because someone in your immediate family has become acutely ill or has passed away.
Included	Included	Not included	The travel insurance covers the extra expenses you have to get your car transported back to Denmark or to the place where you are located after hospitalization or evacuation, if you have been forced to leave your car at a holiday destination in Europe.
Included	Included	Not included	The travel insurance covers your extra expenses for transportation, meals, and accommodation if your planned public transportation to the holiday destination or Denmark is delayed by more than 4 hours.
Included	Included	Not included	The travel insurance covers the reasonable and necessary expenses you have for clothing and personal care if your checked baggage is delayed for more than 4 hours after your arrival at a holiday destination outside of Denmark.
Included	Included	Not included	The travel insurance covers the extra expenses you have for renting a comparable holiday home if you cannot use your holiday home due to damage.
Included	Not included	Not included	The travel insurance covers if your vacation days are disrupted due to you becoming acutely ill or getting injured during the vacation, and this means that you are unable to carry out the planned activities. For example, if you break your hand on a cycling holiday and therefore cannot complete the trip. Since the purpose of the vacation was to cycle, you will receive compensation for the days you were unable to cycle, in addition to the expenses for the rented bicycle.
Included	Not included	Not included	The travel insurance covers if you suffer permanent injuries due to a doctor's malpractice directly related to a covered injury.
Included	Not included	Not included	The travel insurance provides you with extra compensation so that you can, for example, purchase new vacation days from your employer if you become acutely ill or injured for more than half of the travel period. We also cover compensation for your travel companion if your travel companion has been with you during hospitalization or has traveled home with you as a sick companion for more than half of the vacation.
Included	Not included	Not included	The travel insurance covers participation in events such as fairs, meetings with business partners, and conferences for up to 2 days, as long as the main purpose of the trip is a private vacation trip.
Included	Not included	Not included	Covers up to 2 individuals under 18 years old who do not reside in your household but are accompanying you on the trip – provided they do not have their own travel insurance. This could, for example, include your children's friends.
Included	Not included	Not included	The travel insurance covers any excess up to 20,000 DKK per trip, in case of comprehensive damage to a rented private car, camper, motorcycle, or moped abroad, provided that the vehicle is ordinarily covered by liability, theft, and comprehensive insurance.
Included	Not included	Not included	The travel insurance covers crisis assistance for your relatives in Denmark if something were to happen to you at the holiday destination, for example, after a robbery, assault, accident, or a natural disaster.
Included	Not included	Not included	The travel insurance covers trips up to 60 days and is valid from the moment you leave your residence to start the journey.
Included	Not included	Not included	The travel insurance covers dangerous sports such as: Boxing, karate, and other martial arts. Bungee jumping, paragliding (parachute after boat), parasailing, hang gliding, skydiving, and gliding. Jetskiing and water scootering. Diving with the use of diving or frogman equipment. Training or participation in any form of motor racing, cycling races, or horse racing. Triathlon or other similar extreme sports.

Optional add-ons	Travel Super	Travel Plus	Travel
	Included	Included	Included	This optional coverage for the insurance policy covers your baggage, such as suitcases and clothing, that you bring on holiday trips abroad. Coverage is provided for up to 3 months from the departure date. You can choose a sum of either 50,000 Danish kroner or 100,000 Danish kroner per traveler.
	Included	Included	Included	When you purchase the winter sports add-on, your travel insurance is extended to cover damages that occur while engaging in winter sports on your skiing holiday. By winter sports, we mean activities such as skiing, snowboarding, sledding, or any other similar form of winter sports.

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Coverages

What does travel insurance cover?

When you purchase a travel insurance from us, you choose between different coverages:

Firstly, you need to decide whether your new travel insurance should only cover trips in Europe or worldwide trips.

If you never travel outside of Europe, you don't need worldwide travel insurance. However, for trips to USA or Asia, you should always have worldwide travel insurance.

Additionally, you can choose how extensive you want your travel insurance to be by selecting between the coverages Travel, Travel Plus, or Travel Super.

With the Travel coverage, you get a basic travel insurance, while both Travel Plus and Travel Super offer even more coverage to ensure your holiday is extra secure.

If your belongings are already covered by your home insurance, you don't need to buy baggage coverage with your travel insurance. If you never go skiing, you don't need winter sports coverage.

It's important not to just choose the cheapest travel insurance, but to select the insurance that suits your specific needs. Even though a cheap travel insurance may save you money upfront, you may end up with a much higher bill later if you get sick or injured on a holiday and your coverage is insufficient.

For example, a cheap travel insurance with coverage limited to Europe will not be very helpful if you get food poisoning in Asia or have an accident in the USA - in these cases, you should invest in a slightly more expensive worldwide travel insurance that covers the relevant countries.

Travel insurance for Europe

When you have travel insurance with coverage in Europe with us, you are covered for holiday trips in all of Geographical Europe - including Denmark - as well as Greenland, the Faroe Islands, Andorra, Isle of Man, San Marino, Switzerland, the United Kingdom, and Vatican City.

This travel insurance is especially beneficial if you never travel outside of Denmark or Europe.

Travel insurance Worldwide

With travel insurance featuring worldwide coverage from us, you are covered for all holiday trips, no matter which countries you visit. This travel insurance is particularly good if you travel to USA or Asia.

However, countries that the Danish Ministry of Foreign Affairs or the State Serum Institute advise against entering are exempt.

Travel Insurance with the basic Travel coverage

If you choose travel insurance with the basic Travel coverage, you will be covered for expenses related to medical and hospital treatment if you become acutely ill or get injured during your trip.

The travel insurance also ensures that you will be transported back to Denmark if you are so sick or injured that you cannot continue your holiday.

With the basic travel insurance, you are covered for holiday trips lasting up to 30 days. Additionally, the travel insurance covers expenses for search and rescue efforts within a radius of 50 km from the last place you were seen.

Travel insurance with Travel Plus

With a Travel Plus travel insurance, you get the same coverage as with Rejse, plus the important trip cancellation insurance. Please note that trip cancellation coverage only takes effect 14 days after you have purchased the coverage.

Additionally, your travel insurance with Travel Plus ensures that you receive a replacement trip if you have been ill for more than half of your holiday. Other practical coverages, such as delayed baggage, are also included in the travel insurance with Travel Plus.

Similar to the travel insurance with the basic Travel coverage, Travel Plus covers trips lasting up to 30 days.

Travel Insurance with Travel Super

A travel insurance with Travel Super includes all the coverages offered by Travel and Travel Plus, but also contains additional coverages.

For example, it provides compensation if you are mistreated abroad by a medical professional, and covers any deductibles you may be charged when renting a car, scooter, etc., abroad.

With Travel Super, you also get coverage for purposeful trips, such as if you plan to engage in dangerous sports on your trip or want extra coverage to purchase a new trip.

Additionally, the travel period is extended from 30 days to 60 days with this travel insurance.

Terms and conditions, purchase terms and product info

Terms and conditions for the insurance
We refer to the current terms and conditions for the travel insurance:
- Terms and conditions - Travel insurance (in Danish)
- Where does the European Coverage apply? (in Danish)
Purchase terms
Here you will find our purchase terms:
- Information when purchasing an insurance (in Danish)
Product information
Read more about the insurance in our document containing information about the insurance product:
- Product information about Travel insurance (in Danish)

Are you correctly insured?

Life changes over time. Maybe your family grows or your children leave home. You may buy a new house or an extra car.

Get help with choosing the right insurances for you.

Always feel free to contact us on phone number +45 70 12 12 12 or book a meeting online.

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Bundle your insurances

If you bundle your insurances with us you can save up to 15 % on all your insurances - including your travel insurance. Call us to hear more.

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