Liability insurance

Despite your best intentions, your company may be met with compensation claims. You and your company may be held liable, for example, if you accidentally destroy something, or if your products or services cause damage..

Ask for a quote and let us help you find the right liability insurance for your business.

You may also be interested in the Liability Package. Here, we have bundled three of our popular liability insurances and added in cyber insurance and a legal advice service to cover the needs of most companies.

Ask for a quote
Read about the Liability Package

We are by your side if something goes wrong

We pay compensation claims
If you become liable for an accident or mistake.
We are by your side
Our lawyers and attorneys step in and lead the case for you.
We meet industry requirements
We know your industry and make sure you have the right insurance for the job you do.

Liability insurance gives the company financial security

Imagine that you are manufacturing a product that causes damage. Or that you as an advisor or consultant give advice that leads to your client losing money. It is difficult to predict an accident or mistake and having liability insurance is therefore important.

With us, you get insurances that are tailored to your business. Our lawyers and attorneys speak for you. If the outcome is that you have to pay compensation, the insurance will cover this.

Your customers may require liability insurance

Your customers, or potential customers, can demand that your company has liability insurance. In certain industries, it is a great advantage to be able to prove that the company has liability insurance. The insurance creates security both for you and for the customer.

When will liability insurance protect you?

If you or your employee cause damage
The liability insurance covers if your company receives a claim as a result of injuries or damages to persons or their assets.

An example could be that you or an employee destroys something when working for a customer, or a customer is injured whilst visiting the company.
If the company's products or services cause damage
It is important to have protection if the company's goods, products, or services cause damage and claims. This applies to all products that your company sells.

What does liability insurance cost?

There are many factors that play a role when determining the cost of your liability insurance. Some important factors that affect the price include your line of business, the number of employees, and your yearly turnover.

You should never have to worry that you are missing key insurances - or that you are paying for insurances that you do not need.

Our insurance advisors know your industry and that they will make sure that your business is correctly insured.

Get your price

Which insurance should you choose?

There are many different liability insurances. Which one to choose depends on whether you sell goods or services, what industry you are in, and what claims may come against you. Or maybe you are a board member and need insurance to secure you in that role? We make sure that your company is properly insured.

Are you a consultant or advisor?

We have made an package of insurances that we recommend for consultants. Here, the cornerstone the professional liability insurance (occasionally referred to as the professional indemnity insurance).

If you work with consulting customers in various projects, it is of course possible to make incorrect assessments that are difficult to predict. The professional liability insurance applies if the business is held liable for a financial loss that a customer or third party has suffered.

Whether you are a self-employed consultant or part of a larger agency, it is imporant that you protect yourself with a professional liability insurance.

Consultant insurance

Intellectual property insurance?

When operating a business in Denmark, you need to adhere to both specific Danish laws such as the Trademarks Act and the Copyright Act as well as general EU rules such as the Community Trademark and Community Design systems.

With an intellectual property insurance, you will have protection not just when other parties violate your intellectual property rights, but also when you violate the intellectual property rights of others.

Request a quote and we will return with a price.

Request a quote

What is liability insurance? A summary

Liability insurance helps the company if an accident or error occurs which leads to the company receiving a compensation claim. Liability insurance can help the company with investigation and negotiation as well as lawyers who handle the case for you. Furthermore, liability insurance covers the payment of any claim. The insurance applies to property damages and personal injury claims.

Example 1: Claims as a result of an accident
You own a store and have just washed the floor when a customer enters and slips on the wet floor. If the customer is injured, the company may be liable for the damage. Such damage can be costly if the customer requests compensation.
Example 2: Claims against a real estate agent
You work as a real estate agent, and you state, incorrectly, in the sales prospect that an apartment comes with a parking space. The loss that this entails is covered by the professional liability insurance.

Talk to us about liability