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Info on insurance

Compensates you if you suffer a permanent injury of at least 5% following an accident.

Gives you double compensation if you suffer an injury of at least 30% following an accident.

If you are insured for 1 MDKK in the event of permanent injury and you suffer a 30% injury you will receive DKK 600,000 compensation (2 x DKK 300,000).

Covers dental injury as a result of an accident.

Covers expenses for reasonable and necessary physical treatment (chiropractor and physiotherapist) when you have suffered an injury as a result of an accident.

Covers your necessary transportation within Denmark from the accident site to the nearest treatment facility following involvement in an accident.

Compensation in the event of your death as a result of an accident.

Covers counselling if you are directly involved in a robbery, assault, traffic accident, drowning or other life-threatening accident.

The accident insurance also covers counselling if someone close to you dies or if someone close to you is diagnosed with a life-threatening disease.

Compensates you if you suffer a permanent injury of at least 5% following an accident whilst taking part in a dangerous sport, e.g. go-carting or diving.

Covers if you have an accident while riding a motorcycle, EU moped or scooter or flying a private plane.

Covers your reasonable and necessary expenses for treatment in hospital or by a registered doctor if you become acutely ill or injured while travelling abroad.

Covers your reasonable and necessary expenses for transportation, e.g. if you are injured or suddenly fall ill and need to be transported by ambulance to a local treatment centre or to Denmark.

Covers the expenses for summoning up to 3 people from Denmark if you become acutely and seriously ill.

Covers additional expenses for food, accommodation etc. for up to 2 people if they stay with you because you are seriously ill or injured, or are dying.

The travel insurance will pay you compensation equivalent to the amount the perpetrator should have given you pursuant to Danish law (max. DKK 300,000) if you are assaulted whilst on holiday and are injured.

The travel insurance also covers psychological counselling if you experience a robbery, assault, accident or natural disaster.

Covers your additional expenses for evacuation and/or an involuntary stay if a Danish official authority calls for an evacuation during your trip.

The travel insurance also covers you if the local authorities calls for evacuation from the place where you are staying or detain you against your will.

Covers you if you as an individual accept legal liability for damage to property and/or parts of the building in rented holiday accommodation.

Covers your legal expenses, e.g. when a private disagreement ends up in court or if local authorities make a claim against you.

Covers expenses for locating and rescuing you within a 50 km radius of the place you were last seen.

Covers damage to your property as a result of fire, burglary, basic theft, robbery or open theft, as well as any damage to your clothes as a result of mugging.

The contents insurance also covers damage caused by water, oil, coolant etc. suddenly flowing out (not leaking or dripping) from installations, aquarium or other containers.

Covers the injuries or damage you accidentally cause to others, their belongings and animals.

May cover legal aid and other costs associated with conducting a case, if you need to settle a disagreement in court.

Provides cover in the event of identity theft when someone misuses your personal information.

Provides cover if weather damage to the building destroys your property inside your building. The contents insurance also covers the damage if your property floods as a result of a cloudburst.

Provides cover if someone who is not part of your household intentionally destroys your belongings without any reason.

Covers damage to your belongings as a result of road traffic accidents, e.g. collisions, crashes or rollovers. A vehicle - such as a car - must be involved for us to define it as a traffic accident.

Covers damage to your belongings as a result of a short circuit in kitchen appliances etc.

Covers malfunctioning domestic electrical appliances, e.g. broken washing machines or televisions.

Covers damage caused by temporary power outage, e.g. spoiled food in your refrigerator or freezer.

Covers damage to IT equipment borrowed from school, e.g. iPads and computers.

Covers other sudden damage normally covered by your contents insurance, e.g. if you drop your mobile and it breaks.